The DeFi movement, which rethinks the conventional financial services and builds them in a decentralized manner, has enjoyed great momentum. After the humble beginnings in 2018, this year was fruit-bearing: building blocks for open financial protocols have been laid out. Looking forward, we have to challenge ourselves – what are the missing pieces to make this movement truly accessible and how can we achieve global financial inclusion? MakerDAO is one of the oldest projects in the Ethereum space…